No business impact from rate hike; 100 bps rise unlikely in FY27: Ajai Shukla

Resumen del corpus

Ajai Shukla, MD and CEO of PNB Housing Finance, stated that a 100 basis point rate hike is unlikely in FY27 and that there should be no business impact from rate hikes. The NBFC has achieved its targets due to strong loan and disbursement growth, with future growth expected from new geography expansion, focusing on micro housing products, and developing smaller cities. The company is utilizing AI in customer service and pre-delinquency management, while maintaining confidence in its growth trajectory.